PayPal Credit

WholeLot is delighted to be able to offer finance as a payment option to our customers, provided by PayPal Credit. Simply select PayPal Credit as your payment option at the checkout, you will be directed to the PayPal Credit Application Page to select your chosen finance option and complete your application.

What is PayPal Credit?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases.

Apply now

Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page. A selection of instalment offers will be displayed, enabling you to spread the cost of your purchase across a number of payments.

Representative example

Representative 19.9% APR (variable) Purchase rate 19.9% p.a. (variable) Assumed Credit Limit £1,200 This represents the typical costs of using a PayPal Credit limit, not including instalment offers.

PayPal Finance FAQs

Yes, however if you don’t have a PayPal account, you will create one as part of the PayPal Credit application. Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept PayPal’s User Agreement.
Just return your purchase as normal and the money will be refunded to your PayPal Credit account.
If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. You can still use PayPal to complete your purchase.
For PayPal Credit to show as a payment option, you will need to ensure that the items in your basket are eligible for PayPal Credit and that you have a minimum spend of £99 within your basket.
Paypal transaction processing charges 3.5% will be added to the total cost under Handling & Shipping charges before processing the payment
If you already have PayPal Credit, you can take advantage of these offers without having to reapply as long as you have enough available credit limit. Just select the instalment offer of your choice and checkout with PayPal Credit.